Build True Business Credit & Secure Up to $150,000+ in Unsecured Funding
We help Massachusetts business owners establish Tier-1 commercial credit profiles, eliminate automated underwriting red flags, and access prime working capital.
Meet the Founder
Ivonete Souza
Founder & Principal Business Credit Consultant
"My mission is simple: to make sure no hardworking business owner has to gamble their family’s financial future just to keep their company growing."
About Ivonete
When Ivonete Souza founded Equity Business Credit in 2020, it was built on a firsthand observation: across Massachusetts, exceptional small business owners—from restaurant operators and general contractors to automotive specialists—were consistently being turned away by commercial banks, not because their businesses weren't profitable, but because their corporate entities were never structured for institutional underwriting.
Having seen...
Our services at a glance
Business Credit Score
We will build files across Dun & Bradstreet, Experian Business, and Equifax Small Business to establish a PAYDEX score so you can get funding without making any personal guarantees
Business Consulting
We work alongside you to identify operational bottlenecks, improve business performance, and implement proven strategies that position your company for lasting success
Business Funding
We connect your funding-ready business directly with our network of institutional and private lenders to secure 0% intro APR business cards, revolving lines of credit, and commercial term loans
How it works
- Step 1: Free Fundability Audit — We review your corporate records, SOS filings, and existing bureaus (D&B, Experian, Equifax)
- Step 2: Tiered Credit Building — We establish credit building accounts that report directly to your EIN
- Step 3: Secure Funding — Apply for 0% business credit cards, unsecured lines of credit, and term loans
Here is what a good Business Credit Score can do for you
- Improve Financing options
- Increase Credit Limits
- Lower Insurance Premiums
- Easier Business Growth and Expansion
- Reduces Interest Rates on Loans and Credit
What can access to 0% interest Business Credit Cards do for you?
- Smooth Cash Flow: Bridge the gap during slow seasons or while waiting on slow-paying client invoices
- Finance Big Purchases: Buy equipment, inventory, or bulk supplies upfront without paying 16% to 27%+ interest rates
- Protect Working Capital: Keep cash in your bank account for emergencies instead of draining it on startup or growth costs
- Earn Rewards Safely: Stack cash back or travel points on necessary business expenses while paying zero financing fees
Become Funding Ready
Build Business Credit
Get Loans and Credit Lines
We will help you succeed by getting you the best Business Loans, Lines of Credit, and Business Credit Cards by fine-tuning your Business for Fundability, building up your Business Credit Score, and making you Funding Ready
What you can expect
$150k
In Business
Credit Cards
95%+
Approval
$100k
In Business Loans
We will help you get Qualified
We help you get qualified for the best Business Loans and Business Credit Cards with the best terms and the highest Credit Limits. After 2-3 months you will receive your 1st exceptional Business Credit Card.
Are you ready to get funded? Contact us
We will get back to you with a strategy that works for you. Don't wait! Let's get started on your journey to get the best possible funding as soon as possible!
Address
867 Boylston Street, Suite 500 Boston, Massachusetts, 02116
Contact
Telephone: (617)340-7933
E-mail: info@equitybusinesscredit.com
Office hours
Monday – Friday
9am – 5pm
Disclaimer: Funding amounts shown are not guaranteed.