Legal Notice

Last Updated: September 2026

Website: www.equitybusinesscredit.com (and associated staging domains)

Operated by: Equity Business Credit

1. Company Identification

This website is operated by Equity Business Credit ("the Company," "we," "us," or "our").

Principal Contact: Ivonete Souza

Telephone: (617) 340-7933

Email: contact@equitybusinesscredit.com

Service Area: Massachusetts and United States Commercial Entities

2. Commercial Consulting & Non-Lender Disclosure

Equity Business Credit is a private commercial business consulting, fundability advisory, and capital consulting service provider.

Not a Direct Lender or Bank: Equity Business Credit is not a bank, state- or federally-chartered depository institution, direct financial lender, or underwriting institution. We do not issue loans, extend lines of credit, or make independent credit approvals directly to the public.

Third-Party Lending Services: Any loan products, revolving credit lines, credit cards, or financing options discussed, evaluated, or arranged through our consulting services are provided by third-party financial institutions, institutional lenders, and licensed funding partners. All credit determinations, interest rates, terms, and approval amounts are determined solely by the underwriting criteria of those respective third-party lenders.

3. Business-to-Business (B2B) Scope Only — CROA Disclosure

All consulting, credit-profile evaluation, and advisory services provided by Equity Business Credit are intended solely for registered legal commercial entities (e.g., LLCs, Corporations, Partnerships).

We do not provide consumer credit repair, credit counseling, or personal debt relief services.

We do not operate as a "Credit Repair Organization" under the federal Credit Repair Organizations Act (CROA, 15 U.S.C. § 1679 et seq.). Our services focus exclusively on commercial structuring, business entity compliance, and commercial credit bureau reporting (e.g., Dun & Bradstreet, Experian Business, Equifax Small Business) under a business tax identification number (EIN).

4. No Guarantee of Approvals or Funding Amounts

Case studies, marketing figures (e.g., funding limits ranging up to $150,000+), and historical client approvals referenced on this website or in advertising materials represent individual outcomes based on specific business qualifications, revenues, and credit parameters. We do not guarantee approval, specific loan amounts, or fixed timelines. Underwriting requirements vary by lender and depend upon factors outside of our control, including but not limited to the applicant's time in business, commercial payment history, revenue, entity standing, and general market liquidity.

5. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, icons, and software, is the exclusive property of Equity Business Credit or its content suppliers and is protected by United States and international copyright and trademark laws. Unauthorized reproduction, modification, or distribution is strictly prohibited.

6. External Links & Third-Party Platforms

This website may provide links to external websites, software tools, or financial partner platforms. Equity Business Credit has no control over the content, terms, or privacy policies of third-party platforms and assumes no liability for damages or losses arising from your interaction with third-party websites.

7. Limitation of Liability

To the fullest extent permitted by applicable law, Equity Business Credit, its owners, agents, and employees shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your access to, use of, or inability to use this website, or any commercial financing decisions made based on the information provided herein.

Image & Media Rights:

All photographic imagery, graphic marks, logos, and digital media displayed on this website are the proprietary property of Equity Business Credit or are licensed for commercial use via authorized third-party media providers. Any unauthorized downloading, reproduction, modification, or redistribution of visual assets from this site is strictly prohibited.