Comprehensive Financial Solutions to Build, Scale, and Fund Your Business
Whether you need to establish a pristine commercial credit profile, optimize your company for lender approval, or secure working capital, we provide the roadmap and execution to get you funding-ready
Business Credit Building & Score Optimization
Establish Independent Corporate Credit Tied Directly to Your EIN—Not Your SSN
Most business owners mistakenly rely on personal credit to finance their operations, risking personal assets and limiting growth. We guide you through building a separate, robust commercial credit profile with the major business reporting bureaus: Dun & Bradstreet (D&B), Experian Business, and Equifax Small Business
What We Do:
- Bureau Profile Setup & Verification: Register and claim your D-U-N-S® number and establish verified profiles across all commercial bureaus
- Score Optimization: Target an 80+ PAYDEX® score and high Experian Intelliscore Plus ratings to unlock prime borrowing tiers
- Credit Monitoring & Dispute Support: Ongoing analysis to correct reporting errors, remove duplicate inquiries, and maintain an audit-ready file
Best For: Startups, newer LLCs, and established companies looking to separate business liabilities from personal credit
Strategic Business Consulting
& Fundability Advisory
Align Your Business Structure with Strict Underwriting and Compliance Standards
Lenders use automated underwriting algorithms that reject over 70% of business loan applications due to simple, avoidable clerical mismatches. Our consulting services evaluate and overhaul your corporate fundability from top to bottom before you ever apply
What We Do:
- Corporate Entity & Secretary of State Audit: Verify entity standing, NAICS/SIC risk codes, registered agent data, and matching legal addresses
- Bank & Commercial Rating Enhancement: Set up proper business bank accounts, merchant services, and optimize deposit frequency to maximize lender internal ratings
- Compliance & Digital Footprint: Align telephone listings (411 directory), professional email domains, dedicated business phone systems, and online presence
- Lender Readiness Review: Stress-test balance sheets, P&L statements, and tax returns to eliminate disqualifying red flags
Best For: Businesses planning to apply for substantial credit lines or term loans within the next 3 to 12 months
Business Funding & Capital Sourcing
Access Competitive Credit Lines, Loans, and 0% Intro APR Capital
Once your business is structured properly and your credit files are active, we match your file directly with our network of institutional and private lending partners to secure the highest limits at the lowest available rates
Funding Programs Available:
- 0% Intro APR Business Credit Cards: Secure $50,000 to $150,000+ in stated-income business credit lines with 0% interest for 6 to 18 months
- Unsecured Business Lines of Credit: Revolving capital accounts that only accrue interest on what you draw, ideal for payroll, cash flow, and inventory
- Term Loans & Working Capital: Fixed-rate funding with predictable monthly or bi-weekly repayment terms
- Equipment & Invoice Financing: Specialized financing secured by machinery, vehicles, or outstanding accounts receivable
Best For: Companies needing growth capital, inventory purchasing power, equipment acquisitions, or cash-flow reserves
Not Sure Which Program Fits Your Business?
Take our 5-minute fundability assessment and let our advisory team identify your clearest path to financial stability and success
Address
867 Boylston Street, Suite 500 Boston, Massachusetts, 02116
Contact
Telephone: (617)340-7933
E-mail: info@equitybusinesscredit.com
Office hours
Monday – Friday
9am – 5pm