Privacy Policy

Effective Date: September 2026

Entity: Equity Business Credit

Website: www.equitybusinesscredit.com

Equity Business Credit ("we," "our," or "us") respects your privacy and is committed to protecting the confidential commercial and personal information you share with us. This Privacy Policy outlines our practices regarding the collection, use, maintenance, and disclosure of information gathered through our website and consulting inquiries.

1. Information We Collect

We collect information directly from you when you submit a web form, request a fundability assessment, call our office, or engage our consulting services.

Business Information: Legal entity name, DBA names, State of formation, Secretary of State filing status, business physical address, corporate email, EIN (Employer Identification Number), D-U-N-S® number, industry/NAICS code, annual/monthly gross revenues, and time in business.

Contact Details: Authorized officer/owner name, title, corporate phone number, mobile phone number, and mailing address.

Preliminary Financial Data: Self-reported credit tier estimates, existing vendor accounts, and capital goals. Note: We do not store sensitive bank account login passwords or complete payment instrument credentials on this website.

Automated Device & Technical Data: IP addresses, browser types, operating systems, referring URLs, and website interaction metrics gathered through standard web analytics and browser cookies.

2. How We Use Collected Information

We use your information strictly for legitimate commercial and business operations:

Evaluating your entity's fundability and corporate credit profile readiness.

Formulating strategic recommendations for business credit bureau registrations and vendor lines.

Pre-matching your enterprise profile with qualified third-party lenders and capital partners.

Responding to inquiries, scheduling telephone or video consultations, and delivering customer service.

Complying with applicable legal, regulatory, and audit obligations.

3. Sharing and Disclosure of Information

We do not sell, rent, or trade your personal or business data to third-party consumer marketing lists. Information may be shared only under the following conditions:

Approved Financing Partners: With your consent, we transmit relevant commercial data to banks, non-bank lenders, and credit providers to evaluate pre-qualification and funding options.

Operational Service Providers: We may share data with vetted third-party vendors who provide IT hosting, email delivery, CRM infrastructure, and calendar scheduling services under strict confidentiality agreements.

Legal and Compliance Demands: We may disclose data if required by law, subpoena, regulatory inquiry, or to protect the legal rights, safety, and property of Equity Business Credit.

4. Telephone & Electronic Communications (TCPA Compliance)

By providing your phone number and email address on our website contact forms, you consent to receive direct communications from Equity Business Credit regarding your inquiry via telephone, email, and transactional text messages (SMS).

Consent to receive marketing or consulting calls is not a mandatory condition of receiving funding or consulting services.

You may opt out of promotional communications at any time by replying "STOP" to text messages or clicking the unsubscribe link contained in marketing emails.

5. Cookies and Tracking Technologies

Our website utilizes standard session and analytics cookies to enhance navigation, analyze site performance, and monitor user traffic. You can adjust your browser settings to refuse cookies or notify you when cookies are sent; however, certain interactive features of the website may not function properly without cookies enabled.

6. Data Security

We implement industry-standard technical, physical, and administrative security measures to protect submitted business and personal information from unauthorized access, alteration, disclosure, or destruction. While we utilize secure communication protocols (HTTPS/SSL), no electronic transmission over the internet can be guaranteed as 100% secure.

7. Data Retention

We retain personal and commercial entity records only for as long as necessary to fulfill the purposes outlined in this policy, service active consulting engagements, resolve disputes, and comply with state and federal legal record-keeping requirements.

8. Your Rights & Access

Depending upon your jurisdiction, you may have the right to:

Request confirmation of whether we hold your personal or business data.

Request access to or correction of incomplete or inaccurate records.

Request the deletion of your personal records, subject to legal and regulatory retention exemptions.

To exercise these rights, submit a written request using the contact details below.

9. Changes to This Privacy Policy

We reserve the right to modify or update this Privacy Policy at our discretion. Any modifications will be posted directly to this page with an updated "Effective Date."

10. Contact Us

For questions regarding this Legal Notice or Privacy Policy, contact:

Equity Business Credit

Attention: Ivonete Souza

Phone: (617) 340-7933

Email: contact@equitybusinesscredit.com

Website: www.equitybusinesscredit.com